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CONTENTS
THE RISE OF SMARTPHONES IN EMERGING MARKETS 4
IMPLICATIONS OF SMARTPHONES FOR FINANCIAL INCLUSION 6
ENHANCED USER EXPERIENCES FOR MOBILE MONEY 6
NEW PRODUCT DEVELOPMENT LINKED TO MOBILE MONEY ACCOUNTS 7
GREATER COMPETITION 9
SCENARIOS FOR SMARTPHONE-BASED MOBILE MONEY 10
THE ROAD AHEAD 11
THE RISE OF SMARTPHONES IN EMERGING MARKETS 4
IMPLICATIONS OF SMARTPHONES FOR FINANCIAL INCLUSION 6
ENHANCED USER EXPERIENCES FOR MOBILE MONEY 6
NEW PRODUCT DEVELOPMENT LINKED TO MOBILE MONEY ACCOUNTS 7
GREATER COMPETITION 9
SCENARIOS FOR SMARTPHONE-BASED MOBILE MONEY 10
THE ROAD AHEAD 11
